DISCLAIMER AND TERMS & CONDITIONS

Welcome to cfaktor.com. By using this Web site, you agree to be legally bound by, and to comply with, all of the following terms and conditions and any additional terms and conditions posted on any Web page in this site or on any Web site that is linked to this Web site. The terms shall take effect immediately on your first use of cfaktor.com. If you do not agree to be legally bound by all the following terms please do not access and/or use cfaktor.com

  1. cfaktor may change these terms at any time by posting changes online. Please review these terms regularly to ensure you are aware of any changes. Your continued use of cfaktor.com after changes are posted means you agree to be legally bound by these terms as updated and/or amended.
  2. Our Web site is proprietary. All of the content, trademarks and data on this web site, including but not limited to, software, databases, text, graphics, icons, hyperlinks, private information, designs and agreements (collectively, the "Site Content") are proprietary to CFAKTOR, it’s advertisers or to third parties from whom we have obtained permission. Nothing contained in these terms shall be construed as conferring by implication or otherwise any licence or right to use any trademark, patent, design right or copyright of CFAKTOR or any other third party. We authorize you to view, download and print the Site Content subject to the following conditions:

Ø             you may only do so for your own personal and non-commercial use;

Ø             you may not modify the Site Content unless you are a member or beneficiary editing your own promo pages

Ø             any displays or printouts of the Site Content must be marked "Copyright © CFAKTOR. All rights reserved;" and

Ø             you may not remove any copyright, trademark, or other proprietary notices that have been placed in the Site Content.

Ø             Except as expressly permitted above, reproduction or redistribution of the Site Content, or any portion of the Site Content, is strictly prohibited without our prior written permission or the prior written permission of the holder of the copyright, as appropriate.

  1. By using this Web site, you agree not to:

Ø       Link to or reframe all or any part of this Web site without our prior written permission;

Ø       or Use this Web site in a manner contrary to any applicable law.

  1. Apart from the provisions of sections 43(5) and 43(6) of the Electronic Communications and Transactions Act we disclaim all express and implied warranties, and we disclaim all liability for losses arising out of, or resulting from, use of this Web site. We make no representation of any kind regarding the site content, or any portion thereof. We provide all site content in "as is" condition, and we expressly disclaim any and all warranties of any kind, express or implied, including, but not limited to, the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose or use. Furthermore, we disclaim any warranty that this site will be available at all times or will operate without interruption or error. We and our information providers make no warranty as to the reliability, accuracy, timeliness, usefulness, adequacy, completeness or suitability of the site content. We expressly disclaim any warranties relating to the security, reliability, timeliness, and performance of any services provided on or through this web site or related web sites.
  2. We make research and other information available to you on this Web site, subject to certain terms and conditions. The information, tools and material presented in this site are provided to you for informational purposes only and are not to be used or considered as an offer to sell or solicitation of an offer to buy services or instruments, or any advice or recommendation with respect to such services or other instruments, except where a product(s) is available with a clearly indicated price and a facility to order.
  3. We do not endorse any third party Web sites. Our Web site contains links to third-party Web sites. The linked sites are not under our control, and we are not responsible for the contents of any linked site. We provide these links as a convenience only, and a link does not imply endorsement of, sponsorship of, or affiliation with the linked site by us.
  4. When a user visits cfaktor.com or sends e-mails to cfaktor.com, that user consents to receive communications from cfaktor.com electronically and agrees that all notices, agreements, disclosures and other communication sent by cfaktor.com satisfy any legal requirements, including but not limited, to the requirement that such communication should be "in writing”


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